Professional loss assessors helping homeowners and businesses across Northern Ireland with flood, escape of water and burst pipe insurance claims.
Get Expert Help TodayImmediately following a flood, escape of water or burst pipe, a policyholder is strongly advised to seek expert help, assistance and guidance from an FCA regulated insurance intermediary such as a loss assessor in the presentation of the insurance claim.
Premier Property Claims deals with flood, escape of water and burst pipe claims involving damage to houses, retail premises, industrial buildings, offices, public houses, restaurants and other properties throughout Northern Ireland.
As your claims consultant and claims handler, we can assist with the arrangement of emergency repairs to make the building safe and ensure that mains services are safely terminated or resumed. Premier Property Claims will prepare a schedule of the escape of water damage, submit the claim to your insurers and negotiate settlement with insurers or their loss adjusters on your behalf.
We will also guide you in obtaining appropriate replacement or repair estimates and valuations where necessary.
Water damage that may initially appear minor can affect the structural integrity or performance of a building. Premier Property Claims has extensive experience in these matters and, where appropriate, can engage associated structural engineers to comment on the cause and extent of damage and provide expert opinion on the remedial works required.
Foundations, structural walls, timber cabinets, joinery items, electrical wiring, boilers, stud walling, plasterwork and tiling may initially appear to have suffered minimal or no permanent damage. However, following drying out periods, structural cracking, warping and destabilisation of these items is common.
Insurance companies may attempt to argue that saturated items are salvageable, but as experienced loss assessors, Premier Property Claims can often demonstrate that fixtures and contents are beyond economical repair.
Stress-free management of your water damage claim from first inspection to final settlement.
We help negotiate fair cash settlements directly with your insurance company.
We provide a hands-on approach and act only in the interests of the policyholder.
Dealing with water damage claims can appear straightforward, and sometimes they can be. However, our experience and training can be of real benefit to homeowners who are not aware of potential secondary damage issues such as mould growth, long-term damp, rot and other damaging problems.
These issues can sometimes be worse than the original water damage. If damage is missed or a settlement is agreed too early, it may be difficult to recover further costs later.
Your insurance company is likely to appoint a loss adjuster or claims handler to deal with your claim, but this is to protect their own interests. These representatives operate under heavy workloads and your claim may not be given the focus it deserves. Adjusters and insurance claims inspectors do not prepare your claim, they adjust the claim you submit.
Insurance policy wordings are complex and difficult for a policyholder to understand. Acting as your dedicated loss assessor, Premier Property Claims understands the policy wording and has the knowledge and experience to redress the balance and ensure your water damage claim receives the fullest and fairest consideration from insurers.
It is essential that you are represented by your own professional FCA regulated loss assessor as soon as possible after water damage is discovered, so the claim is properly and accurately presented and you receive the maximum benefit available under the policy.
Call us to discuss the water damage problem you have and let Premier Property Claims manage the insurance claim on your behalf.
Call 0800 193 4323